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The general goal of the project was to support transparency of the mortgage market and reduction of potential systemic risks in the financial sector by: (1) the comparison and evaluation of the deviations between appraisal prices and market prices of flats in different segments of the housing market, and (2) the proposition of procedures and methods that allow mortgage lenders appropriately combine own appraisal prices and external transaction prices collected by the Czech Cadastre of Real Estate.This application could reduce systemic risks on housing market, increase its sustainability and reduce negative consequences of potential future market instability or general economic decline on financial sector and Czech households.

Grant project supported by the Technology Agency of the Czech Republic, no. TL03000212. The project started 1.4.2020 and was finished at 31.12. 2021. The head of the project was Petr Sunega.